Free matching · No obligation
Funding for businesses banks turn down.
6+ months in business, bad credit OK. Answer a few questions and we'll match you with lenders who say yes more often.
- Won't affect your credit
- Takes about 2 minutes
- $5K – $250K+ business funding
How it works
Three steps. No paperwork to start.
- 1
Answer a few questions
Tell us what you need in about 2 minutes. No documents, and it won't affect your credit score.
- 2
Get matched
We compare your profile against our network of lenders and financing partners who work with businesses like yours.
- 3
Review your options
Continue to your matched lender to see terms and finish your application. Accept only if it works for you.
Business funding
Working capital, equipment, inventory, payroll, expansion. Revenue-based options for businesses with challenged credit.
Check business optionsPersonal loans
Consolidate debt, cover an emergency, or handle a big expense. All credit types welcome.
Check personal loan optionsFrequently asked questions
Is Easy Financing a lender?
No. Easy Financing is a free matching service operated by Altic Business Services LLC. We connect you with third-party lenders and financing partners; they make all credit decisions and set rates and terms.
Can I get business funding with bad credit?
Often, yes. Many of our partners look primarily at your business revenue and time in business rather than your credit score. Businesses with 6+ months of history and steady deposits have the most options.
How much can I get?
Business funding typically ranges from $5,000 to $250,000+, and personal loans from $500 to $25,000+. The amount you're offered depends on the lender and your revenue, income, and credit profile.
Will checking my options hurt my credit?
Filling out our form does not pull your credit. If you continue with a lender, they may perform a soft or hard credit check as part of their application — they'll tell you before they do.
How fast can I get funded?
It varies by lender and product. Some lenders make same-day decisions and fund within one to two business days after approval; others take longer.
Does it cost anything to use Easy Financing?
No. Our service is free to you. We may be compensated by lenders and partners when you're matched or apply, which you can read about in our Advertiser Disclosure.